Identity Theft Check

The more our lives become enhanced by technology, the easier they become, the more susceptible to identity theft we are. It’s a sad fact that the majority of people in the UK will at some point become victims of ID theft, even if they never even realise it. It may be something large scale such as having money taken from your bank account, or things like unsecured loans or credit cards applied for in your name. It happens on a daily basis, and unless you take steps to minimise the risks of IF theft you’ll become a victim, and not even know it.

To minimise the chances of becoming a victim you need to take the following advice:

If you have multiple credit cards, as many of us do, keep a list of the cards you have, together with contact details for the banks that supplied them, so that should you lose them you can cancel them quickly. When you’re out, don’t carry all of your cards with you at once. Just take one or two with you, because if you lose your wallet or purse you don’t want to lose all of them at once.

You should also get a credit report every year to see what loans and cards have been applied for in your name.